Put more money back in your pocket
Cash on demand5, stress-free spending, credit building2, and more.
Get started
Power up your wallet
We’ve all been there - those moments when you need some extra cash to make it through the week or month. Get up to $200 with no interest, hidden fees or credit check. Yep, you heard all of that right.
Get the app*Terms apply
You don’t have to add funds to your Super Pay Deposit account. Simply make a purchase with your Super Card and we’ll pull from your debit or credit card.
Get the appWe report your activity to all three credit bureaus to show ‘em you’re responsible - which can help build your credit without even thinking about it. Plus you can check your credit score and monitor your progress right from the app.
Get the app*Terms apply
- 10% cashback on all Super Travel hotels
- 5% cashback on 500+ major brands in the Super App
- 1% cashback everywhere Mastercard is accepted
Since your new Super Card is a part of the Mastercard® network, it includes zero-fraud liability, quick replacement for lost or stolen cards, and more. Super Pay uses bank-level security and encryption, so you can link your bank or add funds with confidence.
Get the app
.svg)
.svg)
Why everyone loves us
Let’s break it down
Super Pay
Features
No hidden fees
0% APR
No credit check
No minimum income or balance
Uncapped cashback on purchases1
Up to $200 cash advance with no interest5
Can build credit as you use your card2
Debit card
Credit card
Have questions? We’ve got answers.
The Super card is a secured credit card product, but instead of drawing credit like you do with a traditional credit card, you’re spending the money you already have. Oh, and you don’t need to pre-fund like you do with a debit card or regular secured credit card. That means that after linking your debit card, you’re able to start spending right away.
How does it work?
When you make a purchase, the Super Card will first use any funds available in your Super Deposit Account, but if you’re running low, don’t worry - we got you. We’ll pull the difference from your linked debit account¹.
What if I don’t have any money in my Super Deposit Account?
Even if you have $0 in your Super Deposit Account, no worries. You can rely on the funds in your debit account for the entire purchase! That’s right, no need to take the extra step to add funds. It’s that easy.
Why wouldn’t I just use my debit card if you’re using funds I already have?
Great question, but we have a better answer. Unlike a debit card, using your Super Card has tons of benefits:
• You can build your credit² by using the Super Card because we report to all three major credit bureaus
• You will earn uncapped cashback³ on your purchases
• And many more…
1
Funds are typically transferred from your debit card within seconds, but it could take up to 24 hours.
2
Super Pay will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
3
See Super Pay Cashback Program Terms & Conditions for details.
Yup! A secured credit card is an alternative to a debit or traditional credit card because you’re able to spend as much as you have in your linked debit account plus whatever you’ve added to the deposit account¹, up to a monthly credit limit of $5,000². This helps reduce the risk of falling into debt by using money you already have. The cool thing about us is you can improve your credit simply by using your Super Card because we report your positive repayments² to all 3 major credit bureaus each month.³
1
Subject to transaction limits, see Help Center for more details.
2
Other account details are reported to the credit bureaus, compliant with credit reporting standards for secured credit cards.
3
Super Pay will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
Pretty much anyone… Unlike most traditional credit cards, we don’t care about your credit history. That’s right, zero credit checks. We’ll need to get a bit of basic info from you to verify you’re 18+ and have a valid US SSN, but otherwise, we just want to make sure you’re a real person – the whole process usually only takes a few minutes!
We comply with all federal regulations and we use top tech to keep your information safe and private. Funds in your Super Deposit Account are FDIC-insured up to $250,000 through our partner bank, MRV Banks, subject to aggregation of all funds held on deposit.
We report your account activity to the 3 major credit bureaus every month, which can help increase your credit score by making on-time payments (we do this for you automatically- no need to worry) and using your card responsibly.¹ Remember that building credit takes time, and often depends on a variety of factors, but we are working hard to make it easy to help you improve your score.
1
Super Pay will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
As soon as we’ve verified your identity and you’ve linked your debit card, you’re good to go! You can use your card immediately online and in your mobile wallet, or you can wait for your physical card to arrive in the mail. No need to pre-fund, just make a purchase using the money you already have in your linked debit account and enjoy the perks!
